Expat Academic
International Health Insurance for study
or Training-related stays abroad
Expat Academic
Benefits
| Specifications | Expat Academic Basic | Expat Academic Standard | Expat Academic Premium |
|---|---|---|---|
| Outpatient and inpatient Treatment | 100% | 100% | 100% |
| Remedies per year | 250 Euro | 500 Euro | 750 Euro |
| Prescribed pharmaceuticals and materials | 100% | 100% | 100% |
| Dental Treatment per year | up to 250 Euro | up to 500 Euro | up to 900 Euro |
| Tooth Replacement: (50% under consideration of the tooth scale limits and after the expiry of waiting periods) | up to 500 Euro | up to 500 Euro | up to 1.000 Euro |
| Maternity and Childbirth | 100% | 100% | 100% |
| Medical Aids required due to an accident per year | up to 250 Euro | up to 500 Euro | up to 750 Euro |
| Repatriation of mortal remains | up to 30.000 Euro | up to 30.000 Euro | up to 30.000 Euro |
* An offer from the BDAE Group
Benefits
| Specifications | Expat Academic Basic | Expat Academic Standard | Expat Academic Premium |
|---|---|---|---|
| Outpatient and inpatient Treatment | 100% | 100% | 100% |
| Remedies per year | 250 Euro | 500 Euro | 750 Euro |
| Prescribed pharmaceuticals and materials | 100% | 100% | 100% |
| Dental Treatment per year | up to 250 Euro | up to 500 Euro | up to 900 Euro |
| Tooth Replacement: (50% under consideration of the tooth scale limits and after the expiry of waiting periods) | up to 500 Euro | up to 500 Euro | up to 1.000 Euro |
| Maternity and Childbirth | 100% | 100% | 100% |
| Medical Aids required due to an accident per year | up to 250 Euro | up to 500 Euro | up to 750 Euro |
| Repatriation of mortal remains | up to 30.000 Euro | up to 30.000 Euro | up to 30.000 Euro |
* An offer from the BDAE Group
Product Information
- Insurance cover for private individuals who stay abroad for educational/vocational training purposes
Worldwide vadility
- The maximum insurable age is 34 years
- The maximun duration of the insurance are three years
- The policy holder or the insured person can terminate the insurance contract daily towards the end of the current insurance month
* An offer from the BDAE Group
Product Information
- Insurance cover for private individuals who stay abroad for educational/vocational training purposes
Worldwide vadility
- The maximum insurable age is 34 years
- The maximun duration of the insurance are three years
- The policy holder or the insured person can terminate the insurance contract daily towards the end of the current insurance month
* An offer from the BDAE Group
Monthly Premium
| Expat Acadamic Basic | Expat Acadamic Standard | Expat Acadamic Premium | |
|---|---|---|---|
| worldwide except USA/Kanada | |||
| Month 1-12 | 25 Euro | 31 Euro | 48 Euro |
| Month 13-36 | 45 Euro | 53 Euro | 63 Euro |
| including USA/Kanada | |||
| Month 1-12 | 38 Euro | 45 Euro | 65 Euro |
| Month 13-36 | 67 Euro | 75 Euro | 85 Euro |
* An offer from the BDAE Group
Monthly Premium
| Expat Acadamic Basic | Expat Acadamic Standard | Expat Acadamic Premium | |
|---|---|---|---|
| worldwide except USA/Kanada | |||
| Month 1-12 | 25 Euro | 31 Euro | 48 Euro |
| Month 13-36 | 45 Euro | 53 Euro | 63 Euro |
| including USA/Kanada | |||
| Month 1-12 | 38 Euro | 45 Euro | 65 Euro |
| Month 13-36 | 67 Euro | 75 Euro | 85 Euro |
* An offer from the BDAE Group
Exclusions
- Medical conditions which arose or existed prior to the insurance cover or during the waiting period
- Damages resulting from strike, civil disturbance, acts of war, nuclear energy and governmental interventions
- Treatments resulting from events due to the participation in a non-tourist expedition
- Treatments that are wilfully caused by the insured person
- For preventive medical checkup
* An offer from the BDAE Group
Exclusions
- Medical conditions which arose or existed prior to the insurance cover or during the waiting period
- Damages resulting from strike, civil disturbance, acts of war, nuclear energy and governmental interventions
- Treatments resulting from events due to the participation in a non-tourist expedition
- Treatments that are wilfully caused by the insured person
- For preventive medical checkup
* An offer from the BDAE Group
