
Worldwide low-cost basic protection for world travelers and working people,
who want to save their wallet abroad
Expat Flexible

Worldwide low-cost basic protection for world travelers and working people,
who want to save their wallet abroad
Expat Flexible

Benefits
Specifications | Cover |
---|---|
Outpatient Treatment | 100% |
Inpatient Treatment (Worldwide accommodation as a private patient in a shared room, in Germany as per the general level of accommodation) |
100% |
Pharmaceuticals and Materials | 100% |
Dental Treatment | 100% |
Local Ambulance Transport | 100% |
Medical Evacuation | up to 250.000 Euro per Insurance Event |
Repatriation of mortal remains | up to 10.000 Euro |
Additional Benefits: Expat Flexible Plus (optional)
Specifications | Cover |
---|---|
Tooth Replacement (of the tooth scale limits after the expiry of waiting periods) |
60% |
Medical Aids in simple form and repair costs | 80%, up to 1.000 Euro per Year |
Outpatient medical check-up for the early recognition of cancer | 100% |
Prescribed Glasses and Contact Lenses | 50 Euro per Year |
* An offer from the BDAE Group

Benefits
Specifications | Cover |
---|---|
Outpatient Treatment | 100% |
Inpatient Treatment (Worldwide accommodation as a private patient in a shared room, in Germany as per the general level of accommodation) |
100% |
Pharmaceuticals and Materials | 100% |
Dental Treatment | 100% |
Local Ambulance Transport | 100% |
Medical Evacuation | up to 250.000 Euro per Insurance Event |
Repatriation of mortal remains | up to 10.000 Euro |
Additional Benefits: Expat Flexible Plus (optional)
Specifications | Cover |
---|---|
Tooth Replacement (of the tooth scale limits after the expiry of waiting periods) |
60% |
Medical Aids in simple form and repair costs | 80%, up to 1.000 Euro per Year |
Outpatient medical check-up for the early recognition of cancer | 100% |
Prescribed Glasses and Contact Lenses | 50 Euro per Year |
* An offer from the BDAE Group

Product Information
- Insurance cover for private individuals
- Worldwide vadility (also for temporary stays in Germany)
- The maximum insurable age is 66 years
- The insurance cover may be terminated any time. In this case the insurance cover ceases at the end of the month following the month in which the notice of termination has been submitted to the policy holder.
- Insurance cover in your home country if included under the chosen geographical area
- Assistance and emergency services (e.g. multi-lingual emergency hotline)
- Worldwide legal cover in case of medical malpractice
* An offer from the BDAE Group

Product Information
- Insurance cover for private individuals
- Worldwide vadility (also for temporary stays in Germany)
- The maximum insurable age is 66 years
- The insurance cover may be terminated any time. In this case the insurance cover ceases at the end of the month following the month in which the notice of termination has been submitted to the policy holder.
- Insurance cover in your home country if included under the chosen geographical area
- Assistance and emergency services (e.g. multi-lingual emergency hotline)
- Worldwide legal cover in case of medical malpractice
* An offer from the BDAE Group

Exclusions
- Medical conditions which arose or existed prior to the insurance cover or during the waiting period
Rehabilitation and stays in spas or cure centers
- Infertility treatment and all related check-ups
- Psychiatry and psychotherapy, self-inflicted injuries
- Maternity and childbirth
* An offer from the BDAE Group

Exclusions
- Medical conditions which arose or existed prior to the insurance cover or during the waiting period
Rehabilitation and stays in spas or cure centers
- Infertility treatment and all related check-ups
- Psychiatry and psychotherapy, self-inflicted injuries
- Maternity and childbirth
* An offer from the BDAE Group